Carbon Zero Buy Now Pay Later

Carbon Zero is the easiest way to split your purchase into small, interest-free payments, giving you the ability to enjoy the best life has to offer.

With Carbon Zero, you can split payment for purchases greater than N50,000 up to N1,000,000 and pay over 3 months or 6 months.

With the 3-month plan (Pay in 4), you make a 25% down payment on the day of purchase and pay the rest with no interest over a 3-month period.

With the 6-month plan (Pay in 7), you make a 25% down payment on the day of purchase and pay the rest over 6 months. You do not pay any interest over the first 3 months, for months 4-6, you pay a 2% interest applied on the outstanding balance every month e.g. Pay in 7 with an N100,000 purchase, you pay N25,000 down payment and N12,500 for the first 3 months. For months 4-6 interest of N750 is applied every month

Requirements to Pay with Carbon Zero: 

  • Earn a minimum of N120,000 a month if employed, and N300,000 a month if self-employed
  • Do not have a bad credit history
  • Do not have any active or outstanding loans with Carbon.

Customer journey

The section below discusses the steps in using the Carbon Zero Option.

  1. You selects items from your site and heads over to the checkout page
  2. You fill the checkout details and selects Carbon Zero as the checkout option.
  3. Your order will created on the inventory management system and you will get the order confirmation email (Carbon also receives a copy of this email.
  4. Then you will be redirected to the Carbon Zero request form, where you fill in the details, provide the invoice number sent to your email address by Guddies Planet and where applicable, upload the invoice
  5. Carbon receives the request, processes, and makes a decision on whether you are eligible for a credit  or not.
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